If you’re dreaming of owning a home in sunny Florida, you’re not alone. With its stunning beaches, world-renowned attractions, and thriving property market, Florida is one of the most desirable places to buy property.
Whether you’re looking for a second home, an investment property, or a full-time residence, ABI Group is your trusted partner to help you navigate the real estate market in Central and South Florida, the Caribbean, and Europe.
With decades of experience and a personalised approach, we’re here to make your property journey as seamless as possible.
Why choose ABI Group?
At ABI Group, we understand that buying property in Florida and abroad can feel like a big step. Our mission is to provide you with expert guidance and comprehensive services to make the entire process smooth and stress-free.
With extensive knowledge of both the UK and US markets, we ensure you’re always well-informed and confident in your decisions.
Our expert team is committed to staying up to date with the latest market trends, changes in property laws, and financial regulations. This allows us to provide you with the most relevant and up-to-date advice.
Understanding your requirements
The journey to finding the perfect property starts with understanding your specific needs. At ABI Group, we start by offering a personalised consultation to get a clear picture of your preferences, budget, and lifestyle goals.
If you’re looking for a personal home:
- What type of location are you drawn to? A coastal resort, a theme park town like Orlando, or perhaps a more secluded community?
- What are your space requirements? Do you need a certain number of bedrooms and bathrooms?
- Are outdoor amenities, such as a private pool, high on your wishlist?
- How far are you willing to commute to work, schools, or essential services?
- What community amenities are important to you, like a golf course, gym, or shopping centre?
If you’re considering renting out the property:
- Are you targeting families, young professionals, or retirees as potential renters?
- Would you prefer to invest in a property near popular tourist destinations like Disney World, or a more residential area with long-term tenants?
- What types of facilities, like pools, gyms, or parking spaces, would attract potential renters?
- What rental yield are you hoping to achieve?
If you’re looking for an investment property:
- Which areas offer the best returns on investment?
- Are there any upcoming developments that might increase property value in the near future?
- How much capital growth are you aiming for?
Understanding your goals allows us to present you with a tailored selection of properties that perfectly match your needs.
Exploring the real estate market
Florida’s real estate market is diverse and dynamic, with a wide range of property types and locations to choose from.
From waterfront condos to luxury villas and family homes, there’s something for everyone. Our team will provide you with an in-depth analysis of the local market, including current property trends, neighbourhood insights, and the best areas for your specific needs.
Some key considerations when searching for your perfect property:
- Property type: Are you interested in a condo, townhouse, villa, or single-family home? Florida’s real estate offers a wide variety of options.
- Location: Florida offers a vast range of locations, each with its unique appeal. Do you prefer bustling areas like Orlando and Miami, or are you drawn to quieter, more scenic areas like Naples and Key West?
- Size and amenities: Depending on your needs, the number of bedrooms, bathrooms, and outdoor space (such as a pool or garden) will vary. Are amenities like a gym, spa, or golf course important to you?
Securing your mortgage and foreign exchange
Buying property in Florida as a UK buyer comes with some unique challenges, but ABI Group is here to make the process as straightforward as possible.
Mortgage assistance
Securing a mortgage in the US can be different from what you’re accustomed to in the UK, and it’s important to understand the various options available.
At ABI Group, we work with trusted mortgage brokers who specialise in helping international buyers. Whether you’re looking for a fixed-rate mortgage or an adjustable-rate mortgage, we’ll help you understand your options and ensure you get the best possible terms for your purchase.
Key things to know about US mortgages:
- Pre-approval: Before buying property in Florida, it’s important to get pre-approved for a mortgage. This not only shows the seller you’re a serious buyer but also helps you determine your budget.
- Documentation: As an international buyer, you’ll need to provide specific documentation, including proof of identity, proof of income, credit history, and bank statements.
- Lender partnerships: We’ve established relationships with reputable lenders who are experienced in working with UK buyers, so we can connect you with the right mortgage product for your needs.
Foreign exchange
Buying property in Florida and in the US means you’ll need to exchange your currency, and exchange rate fluctuations can significantly impact your investment. Our expert foreign exchange partners are on hand to guide you through this process, ensuring you get the best exchange rate and minimise transfer fees.
They also offer services like forward contracts, which allow you to lock in an exchange rate for future transactions, protecting you from unfavourable fluctuations.
Making an offer and negotiating the deal
Once you’ve found your dream property, it’s time to make an offer. Our experienced team will help you craft a competitive offer based on current market conditions and the value of the property. We’ll handle negotiations on your behalf to ensure you get the best terms possible.
The negotiation process may involve counteroffers and back-and-forth discussions, but we are here to guide you through it all.
Once your offer is accepted, the next step is due diligence. This typically involves property inspections, reviewing property documents, and confirming the title’s legal standing.
The closing process
Once due diligence is complete, the final step is closing the deal. This is where all the paperwork is finalised, funds are exchanged, and ownership is officially transferred to you. The closing process can vary depending on the state, but at ABI Group, we will ensure that everything runs smoothly.
We’ll coordinate with the title company, lenders, and other involved parties to ensure you’re well-prepared for closing. Even after closing, our support continues — we can assist with moving services, utility setup, and ensuring that you settle in comfortably in your new home.
Selling your property with ABI Group
Looking to sell your property in Florida? With almost 30 years of experience in the market, ABI Group is your ideal partner for a successful sale.
We’ll help you determine the best-selling price by providing an accurate property valuation, advise on how to prepare your home for sale, and market your property to the right audience.
From showings to negotiations, we’ll manage every aspect of the sale, ensuring you get the best possible price for your property.
If you’re ready to take the next step in your property journey, get in touch with us today.